Lexington Law Reviews

Lexington Law is an industry leader in credit repair. They offer a variety of services to fit the needs of their clients. Their services include Bureau Challenges/Disputes, Creditor Interventions, Inquiry Assist, ID Theft Insurance, DebtHandler, Report Watch Alerts, TransUnion FICO Score, Lost Wallet Protection, Personal Finance Manager, and Junk Mail Reducer.

Their credit repair process involves three steps: Setup & Discovery, Challenge & Dispute, and Manage & Monitor. In the Setup & Discovery phase, they take a close look at the client's credit and work with them to determine which questionable negative items are wrongfully hurting their score. In the Challenge & Dispute phase, they ask the bureaus and the client's creditors to verify these negative items as accurate and fair. If they can't, they are required to remove them. In the Manage & Monitor phase, as the client works to manage their credit wisely, they continue to leverage the law for the client's credit, addressing new credit issues as they appear.

They have experienced lawyers and paralegals who work to protect consumers' credit rights and ensure that they have fair and accurate credit reports. They also offer personalized score improvement strategies and $1M coverage in identity theft insurance. Their services are designed to help improve the client's credit. They have a strong reputation, with many clients praising their professionalism, dedication, and effectiveness. They have helped many clients improve their credit scores, with 89% of their clients who saw their score improve seeing an average increase of 40 points while working with Lexington Law. Their services are available at a low cost, starting at no cost and then $99.95 thereafter.

Lexington Law offers credit repair services at different price points. The Concord Standard plan costs $99.95/month, the Concord Premier plan costs $119.95/month, and the top-tier Premier Plus plan is $139.95 monthly. When signing up, there are additional fees to consider. On the first day, a credit report access fee is charged and a one-time "first work fee" is charged five to 15 days after signing up, which will be $89.95, $109.95, or $129.95, depending on the chosen plan. The billing is straightforward and similar to an electric utility bill, invoicing at the end of each service period for completed work. The first payment is due on day 5, covering the initial work in monitoring credit, setting up cases, and starting credit repair services. Billing occurs every 30 days. The service can be paused or cancelled anytime. If the service is cancelled, a final payment will be charged for work completed between the last payment and cancellation date. It's important to note that Maryland clients are billed differently.

Lexington Law is a Utah-based firm that has been providing professional credit repair services to individuals and couples across the nation for over 18 years. The firm is an industry leader in credit repair, leveraging credit knowledge, technology, and a lawyer-driven process for its clients. Lexington Law's experienced lawyers and paralegals work to protect consumers' credit rights and ensure that they have fair and accurate credit reports.

The firm offers low-cost legal services to help fight bad credit with consumer protection laws. Clients can get started at no cost and see how Lexington Law can remove lies from credit reports and improve scores. The firm directs tough questions to exploitative lenders, greedy credit card issuers, and abusive debt collectors. Most of the firm's written communications are sent directly to those who provide the reputation-destroying data to credit bureaus in the first place.

Lexington Law Firm has lawyers and paralegals on the client's side and is the only firm known to have formal contractual agreements with multiple bureaus to fight for the best credit report. The firm's credit strategies are so distinctive that the official United States Patent and Trademark Office has awarded four patents to ensure others can't copy them without permission.

The firm also practices in other areas, like family law, criminal law, and general consumer litigation. Since 2004, Lexington Law has provided over 257 million total challenges and disputes on behalf of its clients. The firm's services start at no cost, then $99.95 thereafter. Additional months of service cost the same amount, and clients can quit anytime.